Magical Credit’s online loan application is so simple, it’ll take you no time at all to complete! We only ask for essential information to make the process of qualifying for a fast cash loan as painless as possible.
Once you submit your online loan application, we’ll get back to you within 1 business day! If you upload your bank statement with your application, no additional paperwork is required!
Our loans are considered short-term loans and have up to a 6-60 month term with an interest rate ranging from 3.4%-20% per month.
Example: $1,500 borrowed for one year at 3.4% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.