At Magical Credit, your credit history is a thing of the past.
Unlike banks and payday loan companies, we look beyond your credit score to determine whether you qualify for our short-term, cash loans. And applying for a loan is even easier than qualifying for one through our simple, online application – it’ll take just 5 minutes to complete!
Short Term, Cash Loans between $500 and $10,000
Loan Amounts based on Fixed Monthly Income, NOT Credit Score!
No Surprise Fees or Charges – Fixed Interest Rate of 3.9%*
You shouldn’t have to keep paying – literally – for past financial oversights. We specialize in bad credit, short-term loans, and loans for low-income earners, including people on government subsidies and pensions.
Best of all, our short-term loans – between 12-24 months – come with fix interest rates*, meaning no surprise fees or charges. Get the credit you deserve, and a second chance with Magical Credit!