Need extra cash for the Holidays?
Borrow $5000 and get $500 cash back!

*Conditions apply

The borrower must make payments on time for a minimum of 12 months. No non-sufficient funds, no stop payments; all payments must be made in full per the terms of your contract. When you have paid off your loan in full you will receive $500 cash back. Please enter code MAGICAL500 in the referral section on your application. Expires December 31, 2016.

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.