Is bad credit preventing you from getting a bank loan? Are you sick and tired of stingy financial institutions and predatory payday loan companies?
Magical Credit specializes in personal loans for Newfoundlanders with poor credit. Unlike banks, there are no lines, no tellers, and no headaches— only straightforward service. As long as you’re receiving at least $600.00 monthly via direct deposit, you’ll be considered for a bad credit loan.
So what are you waiting for? Apply for a bad credit loan today in as little as 5 minutes!
Need a loan in Newfoundland, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our personal loan calculator!
Yes, we specialize in personal loans for Newfoundlanders with bad credit. We don’t determine your eligibility based solely on your credit score. If you receive at least $600 monthly via direct deposit, you’ll be considered for a bad credit loan.
Yes, we offer bad credit loans to people with diverse sources of income. Magical Credit accepts government subsidies such as EI, as well as income from pensions or maternity benefits – as long as you receive a monthly direct deposit of $600.00 or more.
You can borrow between $500 and $10,000.
Sorry, you must be 18 years or older at the time you apply for a bad credit loan.
Our rate is 3.9% a month.
We’ll contact you within 24 hours.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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