Whether you have unpaid parking tickets or overdue bills, you need a fast cash loan now!
If you collect a low income, have bad credit, and live in Newfoundland, a Magical Credit cash loan is the quickest way to pay off unexpected expenses. We’re a high-risk lender specializing in online cash loans. Unlike banks, you don’t have to wait in long lines or go through lengthy approval processes because our cash loans are done online and approved within 24 hours.
Apply today in less than 5 minutes!
Need a loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our personal loan calculator!
No, all our loans have an interest rate of 3.9% per month.
Yes, to apply, you must have the following:
Yes, we offer cash loans to applicants collecting government subsidies or any income from pensions or maternity benefits, as long as they receive $600 monthly via. direct deposit into their bank account.
Yes, we do online direct deposit loans too.
Typically, cash loans are sent within one business day.
No, we only offer bad credit loans between $500 and $10,000.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Our loans are considered short-term loans and have up to a 6-24 month term with an interest rate of 3.9% per month.
Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.67. Total payback with interest and fee of $194.00 is $2,396.00.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.
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