Payday loans are easily approved, but they aren’t easy on your finances.
You’ll be penalized and charged a premium for early repayment, and you’re charged up to $15 in interest for every $100 borrowed!
Magical Credit offers easy loan approval that’s even easier on your finances. We offer open loans, so you’re able to pay them back as promptly as you’d like, with no additional costs—just our 3.9% monthly interest rate to date!
Our short-term, personal loan calculator make your loan payments as easy as our approval process!
Yes—employment gives an applicant a leg up, but it’s not a requirement for our easy approval loans. As long as you’re collecting a form of direct deposit income of $600/month, including non-traditional incomes such as EI, you may be eligible.
Provide two recent paystubs, and one recent bill to your current address.
Yes—you can apply for our loans anywhere in Canada, other than Manitoba and Quebec.
Yes—bank statements from up to 90 days ago are acceptable.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
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