We’re not mathematicians, but paying $30 for every $100 borrowed doesn’t add up to debt relief.
But that’s what you’re agreeing to with most payday loans, and all because you needed a fast cash loan before your next paycheque.
Thankfully, Magical Credit provides employment personal loans in Alberta!
Unlike payday loan companies who take advantage of financially vulnerable applicants, Magical Credit believes in helping you manage your debt. If you need a cash loan before your next payday, our fixed monthly interest rate keeps your repayment schedule consistent, helping you get back on track!
Manage your loan repayment schedule with our short-term loan calculator, and repay your loan, pain-free!
If you pay off a loan for bad credit promptly, you’ll display the ability to take on a diverse amount of credit, and improve creditworthiness.
You can—but banks tend have surcharges and fluctuating interest rates. They scoff at bad credit applicants, and are stingy if you earn a low-income, along with lengthy approval processes!
Magical Credit specializes in loans for applicants with bad credit and low incomes, have a fixed monthly interest rate of 3.9%. We also do 24-hour loan approval!
Simply provide two recent pay stubs and a bill to your current home address.
Our terms are between 6-24 months.
Magical Credit does online employment loans from $500-$10,000.
We employ 128‐bit encryption, like your bank. Usernames and passwords aren’t displayed, viewed or stored.
We weigh candidate’s overall report of credit, current and previous bankruptcies, consumer proposal, and loans in collections.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
Participate in our referral program for cash rewards.