Having a hard time managing your debt? Apply for an Employment Loan with Magical Credit!

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Stay Afloat with Bad Credit Employment Loans in B.C.

Debt in B.C. is similar to the high seas that the province borders – they are both cruel mistresses.

And applying for a loan where you’re paying $30 for every $100 borrowed is akin to being stranded in deep waters, and being thrown a bag of cement instead of a life jacket.

But those are payday loans’ terms. While you’re trying to swim safely to the shores of financial relief, they’re trying to drown you in debt.

Mercifully, your S.O.S. calls have been answered, and Magical Credit is sailing to your rescue with fixed interest employment loans! After all, applying for a cash loan before your next payday shouldn’t leave you economically shipwrecked

Your loan repayment schedule can be easily managed with our short-term loan calculator!

I want to borrow:

< $2000 >
$500
Min
$10,000
Max

How Fast Cash Employment Loans Can Help You Afford B.C.!

  • New Appliances: The cost of living in B.C. makes replacing faulty appliances a personal bankruptcy risk. But if your microwave keeps setting your Hot Pockets ablaze, an employment personal loan will get your gadgets up to date!
  • Recreational Expenses: You can’t miss out on ski and snowboard season, even if your bank account isn’t ready for such a steep slope. Take out an employment loan in B.C.- you’ll be able to enjoy the slopes, and you can be squared up by your next paycheque!
  • Rent: Rent in Vancouver is only fit for the Kardashians or the Trumps – but you work in the heart of the city, and you don’t have a car. So, if you fall behind, getting an employment loan in Vancouver will keep your landlord off your back, and keep you off your parents’ couch!
  • Chiropractic Expenses: The slalom was screaming out your name, while common sense remained silent. Since most employers don’t cover chiropractic care, you may need an employment loan to help fix your slalom-wrecked spine.

FAQ: Employment Loans B.C.

Can your employment loans improve my credit?

Paying off our bad credit loans quickly shows you can take on a diverse amount of credit, and improve creditworthiness, thereby improving your credit.

Since I have a job, why shouldn’t I just go to the bank?

Banks’ approval processes are notoriously tough on low income and bad credit applicants. The approval process is also excruciatingly long. On the other hand, Magical Credit caters to low-income loan applicants with bad credit, since our loans have a fixed monthly interest rate of 3.9%. We also approve our loans in 24 hours or less!

How do I prove my sources of income?

All you have to do is provide two recent pay stubs and a bill to your current home address.

How long do I have to pay of your loans?

Our terms are between 6-24 months.

What’s the maximum lending amount for your fast cash employment loans?

Online employment loans from Magical Credit go from $500-$10,000.

How do you weigh loan applicants?

We weigh our loans by looking at candidate’s overall report of credit, current and previous bankruptcies, consumer proposal, and loans in collections.


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.