Despite being gainfully employed, sometimes your salary isn’t quite enough to cover today’s luxuries like fast internet and Uber Eats. Plus there are those other minor responsibilities like rising rent, transportation costs, and expensive professional wardrobes for work.
When finances are tight, Magical Credit specializes in flexible employment loans for bad credit applicants in Nova Scotia. Our employment loans are open, meaning you only pay interest to date, and not the full term if you decide to pay off your loan early.
Give yourself some breathing room, and apply for an employment loan in 5 minutes or less!
No, Magical Credit offers loans to people currently out of work. Employment isn’t a requirement for a Magical Credit loan. We accept government subsidies such as EI as a source of income, and if you receive at least $600 monthly via direct deposit, you will be considered for an unemployment loan.
For a list of income sources we accept, please read our who qualifies page.
Yes, we specialize in employment loans for Nova Scotians with bad credit. Your eligibility for a loan isn’t determined solely on your credit score, but your credit history. If you are receiving at least $600/month via direct deposit, we will consider you.
Sorry, we only offer employment loans between $500 and $10,000.
Yes, significantly lower. Our fixed-interest rate is only 3.9% a month.
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