Get an employment loan in Saskatchewan today! A short term, employment personal loan is only 3.9% interest monthly!

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Say no to the bank: Get a Short-term Employment Loans in Saskatchewan from Magical Credit!

When you go to the bank for a cash advance loan, they’ll try sell you on other services, be it insurance, overdraft protection, or a personal line of credit. And if you have bad credit? You’ll be shooed away, tail between your legs.

At Magical Credit, you can fill out an application in 5 minutes online, and get approved in less than a day! No schilling, no poo-pooing, and no hassle. You already have a job – applying for a loan shouldn’t be more work.

Best of all, unlike banks, we specialize in employment loans for bad credit!

Make your personal Employment Loan easy to manage by calculating your payment schedule with our short-term loan calculator!

I want to borrow:

< $2000 >

How Employment Loans in Saskatchewan can fit your needs:

  • Kitchen Appliance Replacement – You take your steak medium rare, not uncooked. If your oven is on the fritz and you’re in between barbeques, an employment loan from Magical Credit can provide the funds that’ll put (preferred) food on your table.
  • Petty Cash – Working full time, but can’t afford to go out with your friends to dinner and a Riders’ game? A personal employment loan from Magical Credit can cover your tab and ensure a healthy work-life balance while you’re paying off other bills.
  • Car Repairs – If your “trusty” pick-up truck dies on Highway 39, you’re going to need funds for a tow and a mechanic, on top of the hired rental car getting you to work. Thankfully, it only takes 5 minutes to apply for our employment loan online, so you won’t waste any more time.
  • Dental – When your employer doesn’t provide dental benefits, and a high stick in your beer league hockey game leads to an unexpected dental emergency, a quick cash employment loan from Magical Credit can cover you better than your helmet ever did.
  • Consolidate Your Debts – Having a hard time with multiple credit card balances, and remembering when to pay them? Simplify your life by taking out a short-term personal employment loan, and turn your multiple debts into one easy loan payment.

Employment Loans in Saskatchewan: Frequently Asked Questions

If I am earning a consistent paycheque, why is it better to get a personal employment bad credit loan in Saskatchewan instead of a payday loan?

While a payday loan in Saskatchewan costs you up to $30 per $100 borrowed, Magical Credit’s employment loans in Saskatchewan have a much more affordable, fixed monthly interest rate of 3.9%, so you won’t fall into a never-ending cycle of debt!

What will I need as proof of my income?

Magical Credit needs two recent pay stubs and a bill to your current home address for you to be eligible for a personal employment loan.

Is there a minimum income I must earn to apply for an employment loan?

Your income depicts how much we can loan you but Magical Credit does specialize in low-income online loans for bad credit.

If you’re bad credit lenders, how do you weigh loan applicants?

A candidate’s overall report of credit makes them eligible, not their credit score. Bankruptcy, current consumer proposal, and current loans in collections are also weighed in the approval process.

I’m nervous about security when entering financial information online, can you ensure that Magical Credit’s online application process is safe?

Magical Credit’s system operates at bank level security using the same 128‐bit encryption as your bank. Username and passwords are never displayed, view or stored. This is a safe, fast, and convenient way for you to submit your information for the employment loan approval.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.