Need quick cash? Apply for a fast, next-day loan in B.C.!

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Magical Credit’s offers Fast Loans to Vancouver, Nelson, and the rest of B.C.!

You need money fast— fiscal binds are time sensitive. Say no to marathon bank queues, and fruitless bank-to-bank excursions. And on’t chew through your credit score by filling out endless loan applications!

At Magical Credit, your time is as valued as your financial needs! That’s why we offer online, fast loans for quick cash! Our one-day loan approval is simple and speedy, because you have more important things to do than scour British Columbia for a personal loan!

No time to figure out a repayment schedule? Our short-term loan calculator can calculate your loan repayment plan in seconds!

I want to borrow:

< $2000 >
$2,000
Min
$10,000
Max

Fast Loans Are for When You Need Money Now

  • Debt consolidation loans – Debt piles faster than the Sedin twins pile up points. Rent, hydro, telecom – you name it, it’s expensive. Take out a debt consolidation loan in B.C., and turn several stressful debts into a single manageable one!
  • Vacation expenses – Offshore getaways? A road-trip to Seattle? No money? Vacations will usually come calling when you can’t afford them. Our bad credit loans can whisk your checking account above the red, and you away to your desired destination!
  • Auto repair – If your engine goes kaput on the Island Highway, our personal, fast loans in British Columbia will help kick-start your auto repair bill payment, before you can finish saying “Nanaimo”!
  • Home renovations – Real estate in Vancouver is only affordable if your name is Beyonce or Gates. Vancouver home owners should sell high! If you can’t afford renovations, get your home up to selling standards with a direct deposit, fast loan!

FAQs for Bad Credit Fast Loans in B.C.

Are fast personal loans available in Victoria?

Yes, they are- you can apply for our fast loans in Victoria, Nanaimo, Kamloops, Vancouver, or anywhere else in B.C.! You can’t get loan in all of Canada,  except for Quebec and Manitoba.

Since fast loans are so convenient, does their interest cost more?

Our one-day-loan approval is Magical Credit’s standard. The fixed 3.9% monthly interest rate is applicable to all our loans.

Can I be approved while collecting a government subsidy?

Yes— Traditional and non-traditional-income candidates can be approved.

What’s required for a fast loan?

All you need is:

  • Your SIN Number
  • Read-only access to your bank statements through Instant Verification.

OR

  • Upload your Bank Statements.
  • Proof of Income
  • Valid ID
Do I need a bank account for a fast cash loan? If so, why?

Yes— you do need a bank account for all of Magical Credit’s loans, because we direct deposit cash directly into your bank account.


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.