Need money fast? Magical Credit offers bad credit, Fast Loans in New Brunswick!

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Bad Credit, Fast Loans in New Brunswick

Banks are slow when it comes to loans. Long lineups and longer approval processes mean the only thing banks do fast is explain why your loan application’s been rejected!

Magical Credit cares about your time, and specializes in fast, next-day loans for bad credit applicants in New Brunswick!

The fastest part of our loans is the 5 minutes it takes to fill out an application!

Take a few quick seconds and plan your fast loan payment schedule with our short-term loan calculator!

I want to borrow:

< $2000 >
$500
Min
$10,000
Max

Direct Deposit, Fast Loans Can Help When You Need Quick Cash

  • Debt Consolidation Loans – You have tons of issues in your life before you factor in your dozens of debts. It’s impossible to keep track! Fast loans in New Brunswick allow you to pay multiple debts with one, easy-to-track lump sum!
  • Vacation Expenses – Be it a cruise, a fancy resort, or experiencing life in a new city, an exciting getaway always spices things up. Magical Credit offers next-day loans for when you need vacation money fast!
  • Rent – Falling behind on rent can be disastrous. Take out a fast loan in New Brunswick for some quick cash that’ll keep your landlord happy.
  • Home Renovations – You’ve found prime real estate just outside of Saint John, but you need to sell your home at a premium to afford it. A fast loan from Magical Credit can cover extra renovation costs that’ll get your home up to prime-selling standards!

FAQs for Fast Loans in New Brunswick

Can I get a fast, bad credit loan if I live in Fredericton?

Yes— the only places you can’t get a loan in all of Canada are Quebec and Manitoba.

Is there extra interest or a convenience charge for a fast, personal loan?

No— our 24-hour-loan approval applies to all loans, so the 3.9% monthly interest is fixed for all of our next-day loans.

Can I get approved if I’m in between jobs?

Yes— we approve candidates with traditional and non-traditional sources of income.

Can I only get a fast cash loan if I have a bank account?

Yes— we only direct deposit our loans into your bank account.

How can I plan my repayment schedule?

Our short-term loan calculator can help you plan a monthly loan payment schedule!


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.