Not all medical costs are covered by our public health care system, leaving many Canadians burdened by the expensive cost of therapy, dental care, limb prosthetics, and prescription drugs.
Whether you’re an injured fishermen from Cape Breton who needs a back adjustment, or a single mother from Halifax who needs a root canal, Magical Credit can help cover the cost of all your medical and dental expenses. We offer medical loans to Nova Scotians with poor credit. Our medical loans are quick, easy, and have a fixed interest rate of 3.9% per month.
Don’t let bad credit delay the medical or dental treatment you need. Apply online for a medical loan today in as little as 5 minutes!
Need a loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our personal loan calculator!
The approval process is completed within a 24-hour period. We’ll let you know within one business day.
Having a full-time job and an income of over $600 monthly is a start, but it doesn’t guarantee approval. If you’ve previously defaulted on a payday loan or declared bankruptcy without being discharged, you won’t be eligible for a medical loan, regardless of your income or employment.
Yes, we accept government subsidies as a non-traditional source of income. As long as your direct deposit income is over $600 monthly, you will be eligible for a medical loan.
The first step towards getting a medical loan is filling out our online application. It only takes 5 minutes to complete, and you will hear back from us within one business day.
Yes, we specialize in medical loans for Nova Scotians with bad credit. We don’t determine eligibility based on credit scores; we consider other things, like your credit history. If you’ve previously defaulted on a payday loan, or declared bankruptcy without being discharged, we cannot offer you a medical loan.
Yes. If you were denied for what you’ve applied for, it’s possible to be approved for a smaller loan; we’ll let you know.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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