Lineups are so 20th century!
The 21st century is all digital, which is why you can apply for loans online with Magical Credit with nothing more than a few clicks of your mouse.
There’s no long line ups or snooty bank tellers. You don’t have to move from the comfort of your home computer. If you’re worried about your credit score, Magical Credit specializes in online loans for bad credit.
Our online application is fast – you can get approved in as little as 5 minutes!
Take out a personal loan online, and keep up with the loan repayment terms, by calculating your loan payment schedule with our short term personal loan calculator!
Very— we use bank-level, 128‐bit SSL encryption and are monitored and verified by Verisign, the leader of online site security.
In order to apply, you need the following:
No—we accept traditional and non-traditional sources of income like government subsidies, or private income from pensions or maternity benefits. If your income (of $600.00 minimum) is directly deposited into your bank account month to month, you will be considered.
Yes, as a high-risk lender, Magical Credit specializes in online loans for bad credit. Our decisions are not based solely off of credit score, but your overall report of credit.
Our interest rate is 3.9% a month, as it is for all of our loans.
We direct deposit funds into your bank account.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
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