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Get A Private Loan in Saskatchewan

Don’t you hate how a random bank teller can pull up your personal information with the click of a button? Whatever happened to privacy?!

They’ll know about that missed bill payment from six years ago because of that freak tailgating accident at the Riders game. And they’ll hold it against you!

Thankfully, Magical Credit is a private money lender that specializes in loans for bad credit applicants. You don’t need to sweat banks’ stingy approval processes anymore!

Need a private loan, but not sure you can keep up with the repayment terms? Calculate your monthly payment schedule with our personal loan calculator!

I want to borrow:

< $2000 >

Private Reasons for Private, Personal Loans in Saskatchewan

Dental – Just because you live in Saskatchewan doesn’t mean you should only eat wheat and beef – that’s just not good for your teeth! It’s our secret though, because we offer private loans in Saskatchewan that can cover your costly dental bill.

Automotive Expenses – If your car breaks down in Saskatoon, or your tractor breaks down in Moosomin, it’s nobody’s business but yours. It’s a private matter between you and your livestock, which can be remedied with a private short-term loan in Saskatoon or

Pet Care – Don’t let your bad credit prevent you from getting your horse the best veterinary treatment available. Banks may turn their backs on your ailing stallion, but Magical Credit offers bad credit applicants loans in Saskatchewan! Yee-Haw!

Travel – You’ve got a secret… the prairies are making you feel a little, well, flat. We get that you want to keep it to yourself, which is why our private loans can cover the cost of your much-needed vacation… and nobody needs to know.

FAQs for Private Loans in Saskatchewan

What are private loans?

Private loans are offered by private individuals or institutions, versus chartered banks.

Is Magical Credit affiliated with any banks or financial institutions?

No, we are not. Magical Credit is a private money lender, and our loans are ideal for bad credit applicants, unlike banks or financial institutions.

How secure is my information?

Very. Magical Credit’s loan application process is protected by bank-level 128-bit SSL encryption.

I’ve recently been discharged from a bankruptcy, am I still eligible for a loan?

Yes—provided you’ve been discharged from any declared bankruptcies, you will be considered for our loans. Credit scores are not the most important factor when we weigh our applicants. As long as you’re receiving $600 a month (minimum) via direct deposit, you’ll be considered you for a private money loan.

How much will you lend?

We provide loans between $500 and $10,000.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.