Our Team


Debt Resolution Specialist

As a Debt Resolution Specialist, Christine spends her time and energy helping people maintain their loans and budgets. She helps customers build a positive payment history which helps their credit internally and externally. Christine is passionate about helping people, loves to travel and enjoys dancing. 

“Maintaining a good financial record is key in today’s world so in times of need, that’s where I am!”

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Kevin Silver

M.A., M.B.A.,
Chief Risk Officer

Matthew Riddell

of Legal Services

Vinicius Rocha

Data Expert


Financial Service


Team Lead,
Debt Resolution Specialist


Debt Resolution


First Impressions


Impression Specialist


Financial Service Representative

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have up to a 6-60 month term with an interest rate ranging from 3.4%-20% per month.

Example: $1,500 borrowed for one year at 3.4% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.