Our Team


First Impression Specialist

The importance of a first impression can not be over-emphasized and ensuring a positive first experience will help develop an encouraging relationship. As a First Impression Specialist, Ilana demonstrates the patience and knowledge necessary to guarantee such an experience occurs. 

“Its amazing that no matter what you think you know, there is always more to be learned!”

Ilana loves to travel and try out various hobbies, aligning her natural abilities with her passion. 

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Kevin Silver

M.A., M.B.A.,
Chief Risk Officer

Matthew Riddell

of Legal Services

Vinicius Rocha

Data Expert


Financial Service


Team Lead,
Debt Resolution Specialist


Debt Resolution


First Impressions

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.