Our Team

Kevin Silver

M.A., M.B.A., Chief Risk Officer

Perhaps the most fundamental component of any company in the finance and lending world is related to risk. Developing key risk strategies and designing programs that ensure Magical Credit’s success is no small endeavour, and Kevin has accomplished exactly that. Through the constant analysis of data and research surrounding current trends, Kevin has helped create the framework for the overall accomplishments of Magical Credit. With a master’s degree in both Industrial/Organizational Psychology as well as an MBA, Kevin has dedicated many years in advanced education to ensure that he fits the role and manages the accompanying risk. 

“Risk is not only associated with numbers but to people as well and ensuring that we do everything we can to minimize negative risk and develop our teams is an underlying goal that must be met on a daily basis.” 

In his spare time, Kevin loves to practice skeet shooting and run long marathons. To ensure the success of Magical Credit, Kevin constantly helps team members maximize their potential to ensure that all levels of productivity are actualized. 

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Matthew Riddell

of Legal Services

Vinicius Rocha

Data Expert


Financial Service


Team Lead,
Debt Resolution Specialist


Debt Resolution


First Impressions

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.