Our Team

Matthew Riddell

Director of Legal Services

Legal services are by no means a simple endeavour. Matthew Riddell provides Magical Credit with all in-house legal services that go along within the lending industry. Matthew spends a substantial amount of time researching regulatory laws and government business operating procedures to ensure that we offer the best services to our customers. Legal services, hockey and animals are a few things that Matt is passionate about. He likes to learn mixed martial arts, go hiking and playing cards. 

“The legal services, which to many people may seem dry and boring, are really the back bone of society, ensuring that laws and regulations are maintained and followed to the best of our ability.” 

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Kevin Silver

M.A., M.B.A.,
Chief Risk Officer

Vinicius Rocha

Data Expert


Financial Service


Team Lead,
Debt Resolution Specialist


Debt Resolution


First Impressions


Impression Specialist

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.