Our Team


Financial Service Representative

Perseverance and dedication go hand-in-hand when describing Sahil. No matter the responsibility, Sahil has the ability to showcase superior analytical and problem-solving skills and adapts quickly to overcoming challenges and work environments. Driven by a passion to grow as an individual, Sahil helps clients throughout every step of the journey, ensuring that they can enjoy financial ease upon approval. Sahil enjoys reading books, playing golf and being mindful of everything around him. 

“Setting goals is the first step in transforming the invisible into being visible.” 

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Kevin Silver

M.A., M.B.A.,
Chief Risk Officer

Matthew Riddell

of Legal Services

Vinicius Rocha

Data Expert


Financial Service


Team Lead,
Debt Resolution Specialist


Debt Resolution


First Impressions


Impression Specialist

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have up to a 6-60 month term with an interest rate ranging from 3.4%-20% per month.

Example: $1,500 borrowed for one year at 3.4% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.