Need a quick and easy short-term loan?

Magical Credit loans are as simple as

I want to borrow:

< $2000 >
$2,000
Min
$10,000
Max

Types of Loans We Offer

Unlike banks and payday loan companies, we aren’t stingy with our short term, bad credit loans. Check out the list below to learn more about the types of loans we offer to determine which is best for you:

  • Bad Credit Loans
  • Bankruptcy Loans
  • Bill Payment Loans
  • Cash Loans
  • Child Tax Benefit Loans
  • Consumer Proposal Loans
  • Easy Approval Loans
  • Emergency Loans
  • Employment Loans
  • Fast Loans
  • Installment Loans
  • Medical Loans
  • Online Loans
  • Personal Loans
  • Private Loans
  • Short Term Loans
  • Unemployment Loans

Qualify For a Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.