Fast Approval, Short-Term Loans Up to $10,000

You don’t have time for banks and payday loan companies to determine whether you qualify for a short-term, personal loan – you need money now.

Applying for a loan with Magical Credit is quick and simple through our online application – it’ll take just 5 minutes to complete!

Short Term, Personal Loans between $500 and $10,000

No Surprise Fees or Charges – Fixed Interest Rate of 3.9%

Loan Amounts based on Fixed Monthly Income,
NOT Credit Rating!

Get the Credit You Deserve

You shouldn’t have to keep paying – literally – for past financial oversights. We specialize in short-term loans for people who are employed but may have poor credit scores, or low income.

Best of all, our short-term personal loans – between 12-24 months – come with fix interest rates, meaning no surprise fees or charges. Get the credit you deserve, and a second chance with Magical Credit!

We Also Offer Specialty Short-Term,
Personal Loans Such As:

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.