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With Magical Credit It’s Easy To Get Cash Fast

Magical Credit is a bad credit lender that specializes in offering fast loans to clients with low-income. We are currently only accepting clients with 6 month employment and/or monthly income from the government or similar fixed sources. Learn what types of income qualify.

Our clients count on us to deliver fast loans in cash. As a bad credit lender, we're able to cater to a diverse range of clientele that major banks, financial institutions and payday loan companies overlook. Our staff has years of experience in the financial and investment industries, ensuring your bad credit loan is processed swiftly and accurately.

Unlike many companies that specialize in cash advances and payday loans, Magical Credit does not comb over your credit history or charge outrageous interest rates you'll never be able to pay off. Our process is simple and transparent. If you meet our simple criteria, you can qualify for a loan instantly! Forget about payday loans and call Magical at 1-877-213-2088.

Loan Example

Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

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