Fast Loans enable the borrower to receive funds directly and quickly into their account to fund immediate expenditures. Fast cash loans can often be processed within an hour.
Your significant other just kicked you out, and after soaking up your tears and finishing a tub of ice cream, you realize you need to find a new place to rent. Sadly, you’re low on cash and your credit’s bad, so the bank’s not an option. You need some quick cash to pony up for this year’s first and last!
Magical Credit may not be able to mend your broken heart, but our personal fast loans can certainly get you back on your feet. Our 24-hour loan approval offers security during unsure times, even if your’re mired in poor credit. It only takes 5 minutes to fill out an application!
Use our short-term loan calculator to keep track of your fast personal loan payments!
If you’re in need of Fast Approval in any of the following provinces, we can help. Apply now!
Yes- bad credit loans are our specialty! At Magical Credit, candidates are assessed on overall report of credit, not their credit score. Bankruptcy, current consumer proposal, and current loans in collections are also taken into account in the application process.
You would pay 3.9% monthly, the same interest rate as all of our bad credit loans.
Yes. We accept candidates with traditional and non-traditional sources of income.
At Magical Credit, we do 24-hour loan approvals.
You can use our short-term loan calculator to figure out your monthly fast personal loan payment schedule!
Use our short-term loan calculator to keep track of your fast personal loan payments!
Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.
Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.