Please be aware Magical Credit will not request you to send any upfront fees in order to get a loan from us. If you are contacted by anyone requesting this by email, text or phone, please call us immediately at 1-877-213-2088.
Dental work is an expensive but essential investment for your health and hygiene.
Sometimes it’s unavoidable, like an emergency root canal or fillings. Sometimes it’s unnecessary, such as cosmetic dentistry or gum lifts. Regardless of why you need dental work, you’ll be brushed away by banks if you’re looking for a dental loan with bad credit.
We offer dental help for low income households through our bad credit, dental loans in Canada. As high-risk lenders, we specialize in short term, loans for dental work with easy approval, helping you resolve your dental issues without worrying about financial ones.
Unlike taking out a tooth, taking out a dental loan with us is fast and painless – our online application takes just 5 minutes to complete!
Dental Financing with Magical Credit’s Dental Loans
Financing dental work with our dental loans offers the flexibility of using your funds as you see fit. Apart from dental services, our loans for dental work can be put towards your living expenses, freeing up finances to invest in your teeth.
A Loan for Braces: We’ll give it to you straight – getting a loan for braces with bad credit is easier than remembering to floss every day. Our dental loans for bad credit applicants are perfect to make your teeth, well, perfect.
Cosmetic Dentistry: A stunning smile provides priceless confidence in your work life and personal life. It’s not for everyone, but if you’re looking to upgrade your smile, consider applying for a dental loan with us.
Emergency Dental Work: Beer leagues are abundant in Canada, and whether it’s baseball or hockey, you’re putting your teeth on the line every game. You can start dishing out some retaliatory elbows with the comfort of knowing your dental work’s covered with a bad credit, dental loan.
Cleaning & Check-ups: Financing dental work can come in the simplest form of your regular cleaning, or your annual check-up. Both are important to your teeth and mouth’s long-term health. A dental loan can ensure you never miss an appointment!
If you’re receiving a minimum of $600.00 monthly, and your income is direct deposit, you may qualify for a dental loan with us.
Now, all you have to do is fill out our online application! It should take approximately 5 minutes to complete. We’ll respond to you within one business day. We don’t determine eligibility based off credit score, but your overall credit report.
Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.