Finding the loan you need from Hamilton banks can be a challenge. That’s why Magical Credit is your best solution: we bring you personal loans by evaluating your credit history.
Are you having trouble securing a loan due to bad credit or a non-traditional source of income? If so, bad credit personal loans at Magical Credit are here to provide you with the solution. Accepting government subsidies like pensions, child tax credit, and maternity leave, we bring Hamilton residents loans that fit your needs.
We bring Hamilton residents the quickest way to apply for bad credit loans. With a simple application process and an approval time as low as one business day, secure your short-term loan directly into your bank account from Magical Credit.
Bad credit can be difficult to overcome: that’s why we’re here to help you build towards your future, regardless of your past.
Our application process takes just a few minutes. Once you fill in a few basic details, we’ll handle the rest.
At Magical Credit, we value your time. Get your bad credit loan approved as quickly as just 24 hours after you first apply.
At Magical Credit, we care about keeping your application process free of any difficulty. If you’ve been approved for a loan, it means we really do believe you’ll be able to follow through on your commitment.
Transparency and honest communication is important to us. Our surprise-free system allows you to stay on top of your repayment schedule with ease.
Trust in our 100% secure online services to keep your information between us.
Usually Bad Credit Loans are loans provided to those with poor or little to no previous credit history. There loans come with higher rates than ordinary loans, although they are also cheaper than credit cards or payday loans.
With a streamlined approach to lending, our simple monthly repayment calendar helps you begin your loan process with ease. Just enter what you wish to borrow and your repayment term: if your number is low enough, all you have to do is apply online from any computer or mobile device.
Our approval process is immediate: after evaluating your income and credit history, we let you know within 24 hours whether or not you’re been approved for your bad credit loan.
You get your cash almost instantly once you’ve been approved, and our simple repayment calendar helps you start making payments.
All you need is a small bad credit personal loan for the first step at a brighter future.
Making financial commitments without being able to repay them is one of most common ways of accumulating bad credit.
Aside from specializing in personal loans, we as a Canadian lender are dedicated to start making your finances easier to manage. We take complying with all of Canada’s provincial and federal lending regulations seriously, and ensure that each loan we approve is offered to someone we are confident is able to meet their repayment obligations.
Making life easier for you is our main goal – one step at a time.
With a population of over 500,000 people, Hamilton is a major city in Ontario that is home to many hard-working entrepreneurs and corporations among which are dental offices, home improvement companies including replacement windows and doors, bakeries, advanced manufacturing, agribusiness and food processing, creative industries, finance, insurance, real estate companies, tourism companies, etc. With so many booming industries, access to quick loans and financial security is key. Residents of Hamilton have access to major branches of banks such as CIBC, Meridian Credit Union, and TD Canada Trust, as well as HSBC and the Business Development Bank of Canada. At Magical Credit, we care about providing residents of Hamilton with the financial security they deserve.
Lending Money 7 Days / Week in Hamilton, ON
Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.
Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.