Step One! Determine if you Qualify.
Unlike payday loan companies and banks, Magical Credit doesn't have a laundry list of requirements to qualify for a cash loan.
Do you qualify for a Magical Credit loan? Ask yourself these questions:
- Do I have a fixed monthly income (Learn what types of income qualify)?
- Is my income deposited directly into my bank account?
- When I've taken out payday loans in the past, have I paid them off?
If you answered YES to all three of the questions, then you're a perfect candidate for a Magical Credit low-income loan! But if you’re unsure or wary about paying back the monthly installments, visit our loan payment calculator! The short-term loan calculator can help you quickly determine your average monthly loan repayment figure.Calculate My Loan Now