Our Team

Our online system is changing the way people apply for loans, making it quicker and easier than ever to get approved from the comfort of your own home. But it also means you may not ever get the chance to meet the people who make Magical Credit the industry leader it’s become. Allow us to introduce ourselves.

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

Vinicius Rocha

Marketing
Data Expert

April

Financial Service
Representative

Debbie

Team Lead,
Debt Resolution Specialist

Rosie

Debt Resolution
Specialist

Danielle

First Impressions
Specialist

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.