Magical Credit Blog

A budget is used by both individuals and institutions to estimate monetary inflows and outflows over a specified period of time in the future. Read More

In the society that we live in, bill payments are part and parcel of being a citizen. Read More

In a nutshell, debt consolidation is the process of obtaining a single loan to pay off multiple smaller loans or debts owed. Read More

What is refinancing? In simple terms, refinancing a loan simply means to replace an existing loan with a new one, ideally with a lower interest rate. Read More

Christmas, New Year and Hanukkah. Read More

There always tends to be a certain distaste for taking out personal loans generally because the idea of ever mounting debt takes people out of their comfort zones. Read More

Everyone deserves a time to get away from the hustle and bustle of office life as a salary worker, a worker in middle management or even upper management. While working is an essential part of our lives that we spend in order to keep ourselves and those precious to us fed and clothed, working is not the meaning of our lives.