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Managing finances shouldn’t require a team of professional wealth managers or seasoned financial advisers unless you’re a tech billionaire. However, managing finances can get difficult sometimes. You might have to repay debts or personal loans while fulfilling financial obligations like family support. But while it is common to make a financial mistake once or twice while doing so, you should avoid repeating them.
Read MoreTaking out a personal loan might be easy for you if you choose the right lender. However, managing repayment can be challenging if you don’t know the best debt repayment strategies. Over time, it can get difficult to accommodate debt repayments while managing personal finances.
Read MoreFinancial management can be challenging, especially when things are tight. For urgent financial, payday loans have been a long-standing solution for many individuals.
Read MoreAre you struggling to keep track of your financials? Do you often find yourself applying for frequent payday or personal loans to bridge your income and expenses? Then, this short and helpful guide is for you.
Read MoreKeeping an eye on your credit score is crucial for managing your financial health, negotiating better interest rates, and ensuring the accuracy of your credit information. In Canada, you can obtain your credit score for free from various sources. This guide provides detailed information on how to check your credit score without any cost, including through credit bureaus and online banking services.
Read MoreIn the realm of personal finance, payday loans stand as a common solution for people seeking immediate financial relief, often bridging the gap between paychecks. However, within the framework of payday loan agreements lies a crucial element known as the "cooling-off period."
Read MoreGetting a loan right after you start a new job can feel intimidating - whether you need it for a car, a house, or something else big, it might seem like a tough hurdle. However, if you plan things out and know what you're doing, getting the loan you need is completely possible.
Read MoreDisclosures:
Magical Installment Loans: We offer installment loans in the amount of $1,500- $20,000 that have a 12-60 month term with an APR 19.99% min - 46.8% max. On $1,500 borrowed for a 1 year term at 3.9% per month, the total cost of borrowing including a $194 fee is $896.00. The total amount to be paid back with interest and fee is $2,396.00. AB License #349796 and BC License #83626
NOTE: Our installment loans are open, so you can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.
Magical Cash Loans - Ontario, British Columbia, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $15.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $150.00. The total to payback is $1,150.00 which is an annual percentage rate of 391.07%. ON License #4741412. BC License#85919.
The Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.
