Magical Credit Blog

"Disclaimer: Please note that while Magical Credit is not a Payday Alternative Lender, it offers excellent, cost-effective alternatives to payday loans. Read More

Introduction Newcomer loans are defined as debt that is extended to people who have arrived into the country not too long ago as landed immigrants. Read More

Having bad credit sets invisible limitations on the quality of your day-to-day life. Check out our guide to getting the monkey off your back through smart credit management.

Applying for an unsecured personal loan can be a complicated process - especially if you have less than perfect credit. Our simple guide walks you through the process of qualifying for a personal loan step by step.

Whether you're just old enough to begin understanding the financial world and its complexities, or you’re at the age where you truly appreciate the importance and responsibility of making wise monetary decisions, one word that has been there by your side through thick and thin is savings. You’ve either had it force-fed to you for as long as you can remember, or you are currently force-feeding it to someone else, but regardless of your position, what exactly are savings, why is it important and how can we achieve it?

Do you have a bad credit score? Don’t know how to start fixing it? The concept of credit scores can be overwhelming to say the least. Not to worry, as it’s not as complicated as it first seems. We’ve published a two-part post on the Smarter Loans website to help get you out of a tough situation. 

In this article, we’ll look at why companies offer bankruptcy loans, and how taking one on can offer you a means of rebuilding your credit.