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by Kevin Silver
Do you have a bad credit score? Don’t know how to start fixing it? The concept of credit scores can be overwhelming to say the least. Not to worry, as it’s not as complicated as it first seems. We’ve published a two-part post on the Smarter Loans website to help get you out of a tough situation.
Read Moreby Kevin Silver
There are no shortcuts to improving your credit – it’s a time-consuming process regardless of which path you take. Read More
by Kevin Silver
Is a bad credit score holding you back from qualifying for a loan? There are a lot of ways to start rebuilding your credit score that you may not be aware of. Read More
Disclosures:
Magical Installment Loans: Installment loans are available to eligible residents of Ontario and range from $1,500 to $20,000. Repayment terms range from 18 to 78 payments, with flexible payment schedules available as weekly, bi-weekly, semi-monthly, or monthly.
Example: A $5,000 loan repaid over 18 monthly installments would require payments of $300.40 per month.
NOTE: Loan amount and payment amount are subject to change upon final loan approval. Interest rate for Personal Loans is calculated at 34.8%. The Repayment amount includes optional Loan Protection Plan coverage.
Magical Cash Loans - Ontario, British Columbia, Alberta, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $14.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $140.00. The total to pay back is $1,140.00, which is an annual percentage rate of 365.00%. ON License #4741412. BC License#85919 AB License#358423.
The Loan must be paid in full by the end of the term, with no extensions or exceptions, and no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.
