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3 years ago

Tips on How to Improve your Credit Score

by Kevin Silver

Do you have a bad credit score? Don’t know how to start fixing it? The concept of credit scores can be overwhelming to say the least. Not to worry, as it’s not as complicated as it first seems. We’ve published a two-part post on the Smarter Loans website to help get you out of a tough situation. 

This series cuts through the jargon and explains everything you need to know about credit scores, including how they're calculated and how different borrowing options can affect them. We also reveal actionable tips to rebuild your credit score while getting your finances in shape. Read more here:



Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.

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