Subscribe and get the latest news, promotions and updates from Magical Credit.
by Natalie Bell
Applying for an unsecured personal loan can be a complicated process - especially if you have less than perfect credit. Our simple guide walks you through the process of qualifying for a personal loan step by step.
Read More
In this article, we’ll look at why companies offer bankruptcy loans, and how taking one on can offer you a means of rebuilding your credit.
Read More
In this article, we’ll be examining how consumer proposal impacts your ability to be approved for loans, what you can do to discharge your proposal more promptly, and how Magical Credit can help you fix your credit rating after you’ve met the obligations of your consumer proposal.
Read More
If you have less-than-perfect credit, obtaining any kind of loan can feel like a distant, inaccessible dream. Luckily, that’s very much not the case. Thanks to personal loans for bad credit, you can borrow money quickly and conveniently, and use those funds to bolster your financial opportunities in any area of your life.
Read Moreby Kevin Silver
In this world, you have to spend money to get money. Read More
Our loans are considered short-term loans and have up to a 6-60 month term with an interest rate ranging from 3.4%-20% per month.
Example: $1,500 borrowed for one year at 3.4% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.
