x
Please be aware Magical Credit will not request you to send any upfront fees in order to get a loan from us. If you are contacted by anyone requesting this by email, text or phone, please call us immediately at 1-877-213-2088.

Which Type of Short Term Loan is Right for You?

Get approved for a bad credit loan in just 5 minutes – apply for a loan online!

Apply Now

Different types of loans are needed for different reasons.

An errant high stick in a pick-up hockey game may require immediate dental work – an emergency loan can save your smile here. Starting a new business, but banks don’t believe in your 'creative' vision? A personal loan can be leveraged for your personal business. Discharged from bankruptcy, and need to start building credit ASAP? Our bankruptcy loans – which most banks won’t offer – can quickly turn your poor credit around.

Regardless of why you need cash now, Magical Credit offers various types of loans for everything life throws your way. From medical loans to installment loans, we have the bad credit loans to get you back on your feet.

We look past bad credit or non-traditional sources of income to determine eligibility, so apply now and see how much money you qualify for! Best of all, our application takes just five minutes to complete!

Types of Loans We Offer

Unlike banks and payday loan companies, we aren’t stingy with our short term, bad credit loans. Check out the list below to learn more about the types of loans we offer to determine which is best for you:

For more information about our cash loans, read how it works, and check our FAQs. To calculate your monthly loan payment schedule, try our short-term, personal loan calculator.

If you still have questions, please feel free to contact us. We typically respond to inquiries within 1 business day.