Have Bad Credit? Need a Loan? Contact Magical Credit Today!

If you need cash fast, Magical Credit is a qualified private lender that specializes in low-income loans and poor credit personal loans in Canada. Don’t settle for a cash advance with a sky-high interest rate; get a short-term loan with Magical Credit.


970 Lawrence Ave West,
Suite 402
Toronto, Ontario M6A 3B6
Tel: 1-877-213-2088
Fax: 1-855-542-0155


Monday- 9am-8pm EST
Tuesday- 9am- 8pm EST
Wednesday- 9am-8pm EST
Thursday- 9am-5pm EST
Friday- 9am-5pm EST
Saturday- 12-8pm EST
Sunday- 12-8pm EST

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Please contact us by phone or email to set up an appointment before you visit. We do not accept walk-ins.

If you have any question before applying for a loan, fill out the form below.

If you would like to apply for a short-term loan immediately, please fill out our simple online loan application.