Need A Loan? Contact Magical Credit Today!

If you need cash fast, Magical Credit is a qualified private lender that specializes in low-income loans and poor credit personal loans in Canada. Don’t settle for a cash advance with a sky-high interest rate; get a short term loan with Magical Credit.

Address

NO WALK-INS

Magical Credit Inc.
970 Lawrence Ave W #402
North York ON
M6A 3B6, Canada


FOR MAIL ONLY

Magical Credit Inc.
Po Box 38619
North York ON
M2K 2Y5, Canada

1-855-639-6888 Tel: 1-855-639-6888
Tel: 647-946-9767

Hours

Funding Loans 24/7

Payments Department:

Weekdays – 9:00 am – 5:00 pm EST

Please contact us by phone or email to set up an appointment before you visit. We do not accept walk-ins.

If You Have Any Question Before Applying For A Loan, Fill Out The Form Below.

Disclosures:

Magical Installment Loans: Installment loans are available to eligible residents of Ontario and range from $1,500 to $20,000. Repayment terms range from 12 to 78 payments, with flexible payment schedules available as weekly, bi-weekly, semi-monthly, or monthly. 

Example: A $5,000 loan repaid over 36 monthly installments would require payments of $300.40 per month.

NOTE: Loan amount and payment amount are subject to change upon final loan approval. Interest rate for Personal Loans is calculated at 34.86%. The Repayment amount includes optional Loan Protection Plan coverage.

Magical Cash Loans - Ontario, British Columbia, Alberta, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $14.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $140.00. The total to pay back is $1,140.00, which is an annual percentage rate of 365.00%. ON License #4741412. BC License#85919 AB License#358423.

The Loan must be paid in full by the end of the term, with no extensions or exceptions, and no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.

Our Family of Brands: Whether you need personal funding, business advance, or short-term cash support, our family of brands offers financial solutions designed to fit your needs.

-Magical Credit: Personal Loans and Installment Loans available through Magical Credit.
Apply Now: https://www.magicalcredit.ca

-Magical Business: Merchant Cash Advances and business funding solutions available through Magical Business.
Apply Now: https://www.magicalbusiness.ca

-Magical Cash: Payday Loans and short-term cash solutions available through Magical Cash.
Apply Now: https://www.magicalcash.ca



1951 people applied for a loan with us in the last 7 days
273 people applied for a loan with us in the last 24 hours