If you need cash fast, Magical Credit is a qualified private lender that specializes in low-income loans and poor credit personal loans in Canada. Don’t settle for a cash advance with a sky-high interest rate; get a short term loan with Magical Credit.
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Monday- 8am-5pm EST
Tuesday- 8am-5pm EST
Wednesday- 8am-5pm EST
Thursday- 8am-5pm EST
Friday- 8am-5pm EST
Holiday hours may vary
Our loans are considered short-term loans and have up to a 6-60 month term with an interest rate ranging from 3.4%-20% per month.
Example: $1,500 borrowed for one year at 3.4% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.