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Have Bad Credit? Need A Loan? Contact Magical Credit Today!

If you need cash fast, Magical Credit is a qualified private lender that specializes in low-income loans and poor credit personal loans in Canada. Don’t settle for a cash advance with a sky-high interest rate; get a short-term loan with Magical Credit.


970 Lawrence Ave W #402,
Toronto, ON M6A 3B6
Fax: 1-855-542-0155


Online 24/7

Monday- 9am-8pm EST
Tuesday- 9am- 8pm EST
Wednesday- 9am-8pm EST
Thursday- 9am-5pm EST
Friday- 9am-5pm EST
Saturday- 12-8pm EST
Sunday- 12-8pm EST

Holiday hours may vary

Please contact us by phone or email to set up an appointment before you visit. We do not accept walk-ins.

If You Have Any Question Before Applying For A Loan, Fill Out The Form Below.

Loan Example

1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

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