Our Team

Vinicius Rocha

Marketing Data Expert

As our Digital Marketing Specialist, Vinicius uses all digital marketing tools at his disposal to attract new customers and build everlasting relationships with them. The digital world is super complex and navigating through it is no simple feat. Vinicius focuses primarily on ensuring that Magical Credit continues to sustain its trusted and recognized brand in the on-line lending world. In his spare time, Vinicius tries to understand human behaviour and why people do what they do. He likes to travel, discover people and places to expand his perspective on life. 

“Trust is a tremendous component of any company and building it is fundamental. Without it, there is not much left.” 

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer

April

Financial Service
Representative

Debbie

Team Lead,
Debt Resolution Specialist

Rosie

Debt Resolution
Specialist

Danielle

First Impressions
Specialist

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Disclosures:

Magical Installment Loans: We offer installment loans in the amount of $1,500- $20,000 that have a 12-60 month term with an APR 19.99% min - 46.8% max. On $1,500 borrowed for a 1 year term at 3.9% per month, the total cost of borrowing including a $194 fee is $896.00. The total amount to be paid back with interest and fee is $2,396.00. AB License #349796 and BC License #83626

NOTE: Our installment loans are open, so you can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.

Magical Cash Loans - Ontario, British Columbia, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $15.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $150.00. The total to payback is $1,150.00 which is an annual percentage rate of 391.07%. ON License #4741412. BC License#85919.

The Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.