Our Team

Vinicius Rocha

Marketing Data Expert

As our Digital Marketing Specialist, Vinicius uses all digital marketing tools at his disposal to attract new customers and build everlasting relationships with them. The digital world is super complex and navigating through it is no simple feat. Vinicius focuses primarily on ensuring that Magical Credit continues to sustain its trusted and recognized brand in the on-line lending world. In his spare time, Vinicius tries to understand human behaviour and why people do what they do. He likes to travel, discover people and places to expand his perspective on life. 

“Trust is a tremendous component of any company and building it is fundamental. Without it, there is not much left.” 

Our Team

Mark Joseph

Co-Founder

Natalie Bell

Co-Founder &
Chief Operating Officer

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Disclosures:

Magical Installment Loans: Installment loans are available to eligible residents of Ontario and range from $1,500 to $20,000. Repayment terms range from 12 to 78 payments, with flexible payment schedules available as weekly, bi-weekly, semi-monthly, or monthly. 

Example: A $5,000 loan repaid over 36 monthly installments would require payments of $300.40 per month.

NOTE: Loan amount and payment amount are subject to change upon final loan approval. Interest rate for Personal Loans is calculated at 34.86%. The Repayment amount includes optional Loan Protection Plan coverage.

Magical Cash Loans - Ontario, British Columbia, Alberta, Northwest Territories, Nunavut, and Yukon Residents only: We offer Magical Cash Loans in the amount of $100-$1,500.00. The cost of borrowing is $14.00 per $100.00 for each $100.00 borrowed. On a $1,000.00 loan for 14 days, the cost of borrowing is $140.00. The total to pay back is $1,140.00, which is an annual percentage rate of 365.00%. ON License #4741412. BC License#85919 AB License#358423.

The Loan must be paid in full by the end of the term, with no extensions or exceptions, and no automatic renewals. Failure to pay your debt on time will impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureaus.

Our Family of Brands: Whether you need personal funding, business advance, or short-term cash support, our family of brands offers financial solutions designed to fit your needs.

-Magical Credit: Personal Loans and Installment Loans available through Magical Credit.
Apply Now: https://www.magicalcredit.ca

-Magical Business: Merchant Cash Advances and business funding solutions available through Magical Business.
Apply Now: https://www.magicalbusiness.ca

-Magical Cash: Payday Loans and short-term cash solutions available through Magical Cash.
Apply Now: https://www.magicalcash.ca