Our Team

Vinicius Rocha

Marketing Data Expert

As our Digital Marketing Specialist, Vinicius uses all digital marketing tools at his disposal to attract new customers and build everlasting relationships with them. The digital world is super complex and navigating through it is no simple feat. Vinicius focuses primarily on ensuring that Magical Credit continues to sustain its trusted and recognized brand in the on-line lending world. In his spare time, Vinicius tries to understand human behaviour and why people do what they do. He likes to travel, discover people and places to expand his perspective on life. 

“Trust is a tremendous component of any company and building it is fundamental. Without it, there is not much left.” 

Our Team

Mark Joseph

Co-Founder &
Chief Executive Officer

Natalie Bell

Co-Founder &
Chief Operating Officer


Financial Service


Team Lead,
Debt Resolution Specialist


Debt Resolution


First Impressions

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.