Our Team

Mark Joseph

Co-Founder & Chief Executive Officer

One word that encapsulates Mark Joseph is “Entrepreneur.”  With over 30 years of a successful business experience, Mark has created the magic behind Magical Credit. With a deep understanding of the particulars of employee and customers needs, Mark has instilled his wisdom into creating a company that allows all individuals, both internal and external, to feel comfortable and happy. 

“This industry is extremely competitive which means that companies can be aggressive in gaining a customer base. At Magical Credit, we put our customer’s needs before everything. We make sure that our product will help them get on track and will create opportunities that lead to a happy and stress-free life.” 

In his spare time, Mark loves to read books and travel, expanding his knowledge and experience of the world out there. 

“Every interaction can offer insight and every place generates new ideas.” 

Networking is Mark’s best friend so don’t hesitate in reaching out. 

Our Team

Natalie Bell

Co-Founder &
Chief Operating Officer

Vinicius Rocha

Data Expert


Financial Service


Team Lead,
Debt Resolution Specialist


Debt Resolution


First Impressions

Qualify For A Short-Term Cash Loan Now

Need a loan fast? Applying for a short-term loan from Magical Credit is simple and you can be approved for a cash loan in as little as 1 business day. All you have to do is fill out a quick and easy online loan application. Get approved for a loan fast. And abracadabra… we’ll deposit your short term loan directly into your bank account.

Our loans are considered short-term loans and have a 12-60 month term with a fixed interest rate of 3.9% per month.

Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.05. Total payback with interest and fee of $194.00 is $2,388.54.

NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.