We appreciate your interest in securing a loan from us. You should receive a follow up email updating you on your loan status within a business day.
If you missed uploading any documents with the application, you can email them to us, and make sure to include your first and last name.
You will receive final approval from Magical Credit once we have verified your information and bank statements. Thank you for choosing Magical Credit for your loan needs. If you have any questions or concerns, please email us.
Our loans are considered short-term loans and have up to a 6-60 month term with an interest rate of 3.9% per month.
Example: $1,500 borrowed for one year at 3.9% per month. Monthly payments are $199.67. Total payback with interest and fee of $194.00 is $2,396.00.
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you pay it off.
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