Receive a LOAN and be automatically entered to win $500!

It’s simple. Get a loan from Magical Credit and you are entered to win a $500.00 gift card! Read the terms and conditions below to determine if you qualify.

  1. You must be approved and have an active loan with Magical Credit in APRIL 2018 in order to qualify.
  2. You will be automatically entered into a draw, that will be drawn by random selection on April 30th.
  3. You will receive a phone call that you are the WINNER and get a $500.00 E-Gift card of your choice sent to you right away.
  4. Only the winner will be contacted. Due to our privacy policy we will not be posting our winner online.
Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.