Rather than playing the loan application guessing game, or getting gouged by payday loan companies, you can apply for a bad credit loan in New Brunswick from Magical Credit!
Magical Credit specializes in personal loans for bad credit applicants! We look past poor credit scores and low incomes when weighing our candidates. If you’re collecting an income of at least $600.00 a month – through employment income, government benefits, pensions, or insurance – you may be eligible!
If you have bad credit, need a loan, and aren’t sure you can keep up with the loan repayment terms, you can plan your monthly loan payment schedule with our personal loan calculator!
We don’t assess applicants based solely off of their credit scores. Provided that you’re receiving at least $600 a month via direct deposit, we will consider you.
Yes—our loans are available to applicants collecting government subsidies or any income from pensions or maternity benefits, as long as they are direct deposited.
No—we only offer bad credit loans between $500 and $10,000.
To apply, you must have the following:
No—all of our loans (including our bad credit loans) are completed ONLINE!
No—we have a zero-tolerance policy for any unpaid payday loans.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
Participate in our referral program for cash rewards.