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Apply For A Bill Payment Loan In Alberta Today!


Good news everyone; electricity prices in Alberta are as low as they’ve been since 1997!

But as your bills start to mound, it becomes almost irrelevant that electricity is so cheap – before you know it, you find yourself falling behind. If you need help paying bills, we recommend taking out a bill payment loan to consolidate and pay off your debt – before the prices start to rise again.

Such low rates mean that your primary concern should be the steep interest you’ll have to pay for unpaid or late bills, more than the actual bills themselves. And that means this is the best time to apply for debt help in Alberta!

Let Magical Credit help you consolidate your debt with a bill payment loan or other debt loans for bad credit to help alleviate some of the pressure. Best of all, you can be approved for your bill payment in Alberta and consolidation loans in just 5 minutes!

Need a bill payment loan in Alberta, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule!

I want to borrow:


Why You Might Need a Bill Payment Loan for Debt Consolidation in Alberta

  • Successful seasons from both the Oilers and Flames: OK, this one may be a stretch. But playoff hockey tickets are expensive, and while there’s nothing better than Albertan hockey in late April, the prices of tickets aren’t as enjoyable. But if we’re still watching hockey in April, wouldn’t you want to be watching it live?
  • Hydro and electric bills: Regardless of the low electricity prices, it’s still a bill to pay! For debt help or debt consolidation, we can help.
  • Phone and internet bills: Phone and internet bills are a killer. Every month, it slowly chips away at your bank account, and piles on added pressure to your finances.
  • Weddings, vacations, or moving: Although we have Banff, and some of the most beautiful mountain ranges and national parks in the world, we don’t have beaches. So whether you want a vacation, or you want to move your life forward, don’t let debt keep you from doing so. Magical Credit can provide the loans to pay the bills.
  • Debt Consolidation: Debt and Credit consolidation in Alberta has never been easier or more stress-free! Need help paying bills? Call us to discuss which bill payment loan for bad credit is best for you, and let’s consolidate all your pesky payments into a single, manageable one.

Alberta Bill Payment Loan FAQs

I applied an hour ago. How long does it take to get an email confirmation?

Within 24 hours of submitting an application for a bill payment loan, a Magical Credit representative will get back to you.

Will I definitely be approved for debt loans?

No. However, what we can guarantee is that if you need help paying bills, we will do what we can. If you have a direct deposit income of at least $600 monthly (government subsidies included), you may qualify for debt loans. A denial would be because of current consumer proposal default on loans, loans in collections, or bankruptcy.

I need a loan to pay my bills, but my credit is poor. Can Magical Credit help?

Yes! Whether you need debt consolidation, debt help, or bill payment loans for bad credit, if you need help paying bills, we’ve got you covered. We take other things into consideration to give you the credit you deserve, helping with bills that are weighing you down.

What’s the process of getting a loan?

As long as you have a minimum household income of $600 a month (provided it goes directly into your bank account), you may qualify. Just take 5 minutes to fill out our online application, and within 24 hours, we’ll get in touch with you.

What’s the interest rate on bill payment loans?

3.9% monthly.

Will I be informed if I can be approved for less than what I applied for, or will I just be turned down?

We’ll let you know if you qualify for a smaller bill payment loan, too.

What are some of the valid forms of ID I can provide while applying for a bill payments loan?
  • Valid Canadian Driver’s License 
  • Valid Canadian passport 
  • Certificate of Canadian Citizenship 
  • Certificate of Indian Status 
  • Canadian Permanent Residency Card 
  • Old age security Card 
  • Photo Health Card and Birth Certificate or Social Insurance Card 
  • BYID Card (LCBO) and Birth Certificate or Social Insurance Card

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Loan Example

1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

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