Need Help Paying Bills? Get Approved for a Bill Payment Loan in New Brunswick!

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Bill Payment & Debt Consolidation Loans in New Brunswick

You thought you had the skills to pay the bills, but there’s just too many bills to keep up with (and not enough skills). Internet? Hydro? Phone? Medical? Car insurance? Where does this bill-induced madness end?!

If you need help with bill payments or debt consolidation in New Brunswick, applying for a loan from Magical Credit is your quick cash solution! We look past your bad credit to help you get your life back on track.

Need a loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our personal loan calculator!

I want to borrow:

< $2000 >
$500
Min
$10,000
Max

Why You Might Need a Bad Credit Loan for Bill Payments in New Brunswick

  • Hydro and Electric Bills: Air conditioning and heating are expensive, but you need them to be fully operational so you don’t fry in July or freeze in February. If you’ve fallen financially behind, keep your hydro and electricity turned on with a loan for bill payments.
  • Phone and Internet Bills: Halfway decent phone service, or enough bandwidth to last the month are life necessities in the 21st Getting cut off from either will cut you off from civilization, so take out a bill payment loan and keep connected with the rest of us.
  • Restaurant Bill: You’re taking your significant other out for dinner tomorrow, but you’re an hors-d’oeuvre away from overdraft. You don’t have to renege on your romantic gesture—Magical Credit offers next-day loans for when you need money fast!
  • Medical Bills: You’re broke, have bad credit, and you’ve just herniated a disc in your back. Magical Credit specializes in bill payment loans for bad credit applicants, meaning we can alleviate your bill pain so the chiropractor can alleviate your back pain.

Bill Payment Loans in New Brunswick FAQs

How long after the completion of a loan application does it take to get an email confirmation?

A Magical Credit representative will get back to you within a maximum of 24 business hours.

Do you help people with bad credit?

Absolutely! In fact, Magical Credit specializes in bill payment loans for bad credit applicants. We weigh applicants based on their overall report of credit as opposed to credit score. So, you can take out a short-term loan, long-term loan, bill payment loans for debt consolidation, or any other kinds of loans to pay bills if you have poor credit.

What’s the interest rate on bill payment loans?

Our interest rate is 3.9% monthly.

Will I be notified if I’m not approved for the amount I applied for?

We’ll let you know if you qualify for a smaller bill payment loan, too.

Do you offer your bad credit loans in Fredericton?

Yes—in fact, the only places in Canada ineligible for our loans are Manitoba and Quebec.


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.