With the rising costs of utilities and the precarious state of many mining jobs in NWT, meeting bills in the territory is a greater challenge than ever before. But in those months where you’re struggling to meet payments, know that we’re here to help.
Magical Credit offers the best bill payment loans in NWT for those with a poor credit score or non-traditional income streams. Our online application form only takes 5 minutes to complete and we guarantee you’ll hear back from us within 24 hours!
Need a bill payment loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, bill payment loan calculator!
We do not guarantee approval for bill payment cash advances, seeing as every case is different – but that doesn’t mean you’re ineligible for a bill payment loan with bad credit.
We accept working income, as well as government subsidies, as long as you are receiving a minimum of $600.00 a month in addition to direct deposit income. A denial would be the result of current consumer proposal default on loans, loans in collections, or current bankruptcy.
If you’re receiving a minimum of $600.00 monthly, and your income is direct deposit, you may qualify for a fast loan with us.
All you have to do is fill out our online application! It should take approximately 5 minutes to complete. A loan officer will respond to you within one business day. We don’t go off your credit score, but we take your overall credit report into account.
Our interest rate is 3.9% monthly.
We unfortunately don’t consolidate our bill payment loans directly, but you can qualify for a larger loan from us, which you can then use to cover your multiple, smaller debt payments.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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