Life can be pricey. Unemployment is on the rise, and it seems like everything is more expensive than ever. After a couple of late payments, you find yourself buried under a heap of bills, interest rates, and stress.
How you supposed to climb this seemingly insurmountable mountain?
Magical Credit is the answer. We offer bad credit, bill payment loans to people who need help paying bills. Whether you need to consolidate your debt to make it more manageable, or pay it off immediately so you can forget about it once and for all, we can offer you a loan that will help you take back control of your finances.
Just fill out our online application and in just 5 minutes, you can be approved for a bill payment and consolidation loan!
Yes, you should! We accept government subsidies as a sort of income, so being unemployed doesn’t immediately make you ineligible.
No, but we have made the requirements to take out a bill payment loan lenient. As long as you are making $600 monthly of direct deposit income, you may be eligible. A denial would be a result of a history of inability to pay back loans, current bankruptcy, or are currently paying back other loans.
We are high-risk lenders, meaning that we can help you get out of the large shadow that bad credit has cast over you for all these years.
If you have defaulted on a payday loan in the past, you are immediately ineligible for a loan from Magical Credit. We check your credit history, and, as much as we will take other things into consideration for your credit score, we can’t make exceptions for those with a history of unpaid loans.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Earn $50 in seconds!
Participate in our referral program for cash rewards.