Who doesn’t love living in Ontario? This wonderful province is home to one of the 7 Wonders of the World, as well as some of the greatest cities in the world!
Unfortunately, it’s also home to some of the most expensive cities in the world. Did you know that Ontario has some of the highest electricity rates in Canada?
Not to mention our climate is a roller-coaster. Our summers are hot and our winters are cold, and while it’s nice to spend a warm sunny day with an ice-cold beer in the Distillery District, sometimes, you want to relax in your air-conditioned home. And with electric bills being so expensive, you might need some bill payment loans to help pay or consolidate those piling electricity fees.
Don’t sweat it – turn up the AC this summer and let us help with your bill payments.
For short term cash loans, debt help in Ontario, credit consolidation in Ontario, or any kind of debt loans in Ontario, let Magical Credit extend a helping hand. We can look past bad credit, giving you the loans to pay bills and get your life back on track. Best of all, you can be approved for consolidation loans and bill payment loans in just 5 minutes!
Need a bill payment loan in Ontario, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
Why Magical Credit Provides Ontario with Loans for Bill Payments:
Once an application for a bill payment loan has been submitted, a Magical Credit representative will get back to you within a maximum of 24 business hours.
Yes. We haven’t used a fax machine in years, and we’re not expecting you to either. Everything is online. Magical Credit gives you the option to upload the necessary documents with your application.
Yes! Whether you need debt consolidation, debt help, bill payment loans for bad credit, helping you out despite poor credit is what we take pride in! We take other things into account that most lenders won’t, giving you the help you need.
Unfortunately, no. Each case is different, so we can’t say guarantee approval until you apply for a bill payment loan. We can say bad credit doesn’t mean that you are immediately ineligible. The basic guideline that determines eligibility for a loan would be that you make at least $600 monthly as income that goes directly into your bank account. A denial would be a result of current consumer proposal default on loans, loans in collections, or bankruptcy.
As long as you’re receiving a minimum of $600.00 monthly, and your income is direct deposit, you may qualify for a bill payment loan with us. All you have to do is fill out our online application! It takes approximately 5 minutes to complete. A Magical Credit representative will respond to you within one business day. Keep in mind that although we don’t go off your credit score, we do take your overall credit report into account.
Our interest rate is 3.9% monthly, for all of our loans.
We’ll let you know if you qualify for a smaller bill payment loan, too. It won’t be just a ‘no’!
While Magical Credit uses a 128-bit SSL encryption in all information-sensitive communications, there is still some information that we do have to share with the Credit Bureau in order for you to build a credit history. Rest assured, your confidentiality is of the utmost importance throughout the entire process.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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