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Get A Cash Loan in Saskatchewan

Do you need a short-term cash loan, but the only thing holding you back is bad credit? Fortunately, Magical Credit provides cash loans in Saskatchewan for people with bad credit!

At Magical Credit, we understand how stressful and challenging getting a cash loan can be if you have less than perfect credit. Unlike banks, we look at your entire credit history, not just your credit score when determining your eligibility for a loan in Saskatchewan.

Fill out a 5-minute online application and be approved for a cash loan in Saskatchewan within 24 hours!

Need a cash loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our personal loan calculator!

I want to borrow:

< $2000 >
$500
Min
$10,000
Max

Why Get a Cash Loan in Saskatchewan?

Moving Expenses – Moving to a new city like Regina or Saskatoon is a fun and exciting experience, full of new opportunities. However, getting all your belongings there is another story. After paying first and last month’s rent, you might be left with nothing to cover the cost of moving. Magical Credit’s fast cash loans can help bring all your belongings across Saskatchewan in one piece.

Take a Vacation – Do you find winter in Saskatchewan unbearable? Do you want to escape the cold and go somewhere warm, like Mexico or the Bahamas, but don’t have the cash? It’s time to let Magical Credit fund your winter getaway with a fast cash loan.

Holiday Shopping – Holiday shopping is stressful if you’re on a tight budget. It’s difficult to purchase everything on your Christmas list when you don’t have extra funds. This Christmas, don’t compromise on those special gifts – let Magical Credit help you do your best Santa impression yet.

Workwear expenses – If you work as a mustard farmer in rural Saskatchewan or at a busy construction site in downtown Saskatoon, you’ll need safe, durable workwear. However, big-ticket items such as boots, bibs, and jackets are costly, especially if you just got hired. A fast cash loan from Magical Credit can help you stay safe on the job!

Cash Loans in Saskatchewan – FAQs

I’m currently receiving maternity benefits as a source of income, can I be approved for a cash loan?

Yes. Our cash loans in Saskatchewan are available to people with traditional and non-traditional sources of income. To see if your source of income is accepted, visit our who qualifies page.

Is it possible to borrow more than $10,000?

No. Magical Credit only offers cash loans between $500 and $10,000.

I’m 17 years old, can I still apply for a cash loan?

No. You must be at least 18 years old to apply for any Magical Credit loan.

I currently have an income of $400 a month, can I qualify for a cash loan?

No. You can only be eligible for a cash loan if you receive at least $600 a month via direct deposit.

Can I be approved for a cash loan if I’ve been denied at my local bank?

Yes. Magical credit offers short-term cash loans to people with bad credit who live in Saskatchewan. We don’t base our decisions solely on credit scores. We look at your credit history as a whole to determine your eligibility.

Do interest rates vary from province to province?

No. Our interest rate of 3.9% per month is consistent across all provinces and loan types.


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.