Need Quick Cash? Then Apply for an Easy Approval Loan in Nova Scotia!

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Easy Approval Loans for Bad Credit in Nova Scotia

You’ve fallen on hard financial times. It could be from severe weather killing lobster season in Halifax, or a simple bad investment. Either way, you need money fast.

Payday loans come with minimal short-term gain and maximum long-term pain, costing you big-time money for a small-time loan. If you can’t pay immediately, payday loans companies stick you with additional fees, landing you in an unavoidable, crippling cycle of debt.

If you live in Nova Scotia, you can apply for Magical Credit’s easy approval loans. There’s a fixed 3.9% monthly interest rate, and our 24-hour loan approval process can get you quick cash when you need it most!

Make our 24-hour easy loan approval even easier, with our short-term, personal loan calculator!

I want to borrow:

< $2000 >
$2,000
Min
$10,000
Max

How Easy Loan Approval Makes Debt in Nova Scotia Easier

  • Bill Payments – Don’t hide from creditors. They’ll come after your most prized possessions… even your boat and hockey sticks! Keep your valued items as safe as your credit, with our bad credit loans in Nova Scotia.
  • Debt Consolidation – If you’re about to be crushed by a pile up of consumer debts, take out one easy approval loan, and pay off all of those smaller debts at once. You’ll be gifted time to catch up because of our easy-to-pay monthly installments!
  • Furniture Repair and Replacement– Your living room should be a place of comfort, not a potential death trap. If you have nails hanging out of your couch, or it’s one butt away from collapsing, an easy approval loan can make your home cozy again.
  • Car repairs – You live in Halifax, your girlfriend’s going to school in Sydney, and your engine is made in Tijuana. They say you can’t put a price on love – but we’re willing to bet if you could, an easy approval loan could cover it.

FAQs for Easy Approval Loans in Nova Scotia

What can I use as valid ID if don’t have my driver’s license?

• Valid Canadian passport
• Certificate of Canadian Citizenship
• Certificate of Indian Status
• Canadian Permanent Residency Card
• Old age security Card
• Photo Health Card w/ Birth Certificate or Social Insurance Card
• BYID Card (LCBO) w/ Birth Certificate or Social Insurance Card

Is EI a sufficient form of income?

Yes—we accept non-traditional forms of income; be it employment insurance, old age security, and Child Benefit subsidies, to name a few.

What should I show as proof of income?

Provide 2 recent paystubs, and 1 recent bill to your current address.

Can I still apply for an easy approval bad credit loan in Halifax?

Yes – Manitoba and Quebec are the only ineligible provinces in all of Canada.

Is a bank statement from a couple of months ago valid?

Yes– any bank statements from up to 90 days ago is valid.


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.