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Easy Approval, Bad Credit Loans In PEI Can Get You Instant Cash! Apply Today!


Easy Approval Loans Meet PEI’s Quick Cash Needs!

Payday loans aren’t as easy as they seem. When you pay them off early, you’ll be penalized and charged a premium.

And if you don’t? You’re still charged $30 in interest for every $100 borrowed!

It’s safe to say that payday loans actually make your life harder.

Unlike payday loans, Magical Credit’s easy approval loans can improve your financial situation. We offer open loans, so you’re able to pay them back as promptly as you’d like, with no additional costs—just our 3.9% fixed, monthly interest rate!

I want to borrow:


How Easy Approval Loans Can Help In PEI

  • Consolidate Debt Bill payments – The fish aren’t biting, but your bills keep piling up. Pay them all off in one fell swoop with our easy approval loans for debt consolidation in PEI.
  • Vacation –You have the plane tickets bought and the hotel booked. Sadly, you’re low on funds, and you’ll be stuck in the hotel the whole trip if things don’t change. Our easy approval loans are perfect for when you need quick cash. Go, enjoy your vacation!
  • Boat Repairs– Your leisure will be lost without your trusty sailboat. But you’re low on cash, and she needs repairs before she’s ready to hit the open seas. Take out a bad credit loan in PEI – they’re easily approved, so you can afford those necessary fixes.

Here Are Some FAQs About Easy Approval Loan In PEI:

I’ve been out of work for 7 months. Can I still be eligible for a loan?

While being employed will certainly help an applicant, it’s not a requirement for our easy approval loans. As long as you’re collecting a form of direct deposit income, including EI cheques, you may be eligible.

How do I show valid proof of income?

Simple! We need two recent pay stubs, and one recent bill to your current address.

Do you offer your bad credit loans in Charlottetown?

Yes—our loans are available Canada-wide, except for Manitoba and Quebec.

Can I show a bank statement from a month ago?

Yes—bank statements from up to 90 days ago are acceptable.

Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Loan Example

1 Year
Interest Rate (46.8%)
Total Cost of Borrowing
Total Due End of Term
NOTE: You can pay off your loan at any time with no penalty. You will only pay interest up to the date you borrow it.

Earn $50 in seconds!

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