Life is full of unexpected twists and turns. From basement floods to car accidents, the cost of unforeseen expenses can leave you in a financial pickle.
Fortunately, if you live in Edmonton, Calgary, or anywhere else in Alberta, a Magical Credit emergency loan can help you cover the cost of any unforeseen expense. Magical Credit is a high-risk lender specializing in emergency loans for applicants with bad credit.
Unlike banks, we determine your eligibility based on your full credit history, not your credit score. Best of all, if you need emergency funds, Magical Credit can approve you in as little as one business day!
If you need an emergency loan in Alberta, but aren’t sure you can keep up with the loan repayment terms, you can plan your monthly loan payment schedule with our short-term, personal loan calculator!
Our emergency loan applications are processed within one business day. You’ll hear back from us within 24 business hours.
Even though we offer emergency loans to bad credit applicants, we can’t guarantee approvals for any of our loans. If you’ve previously defaulted on a consumer proposal, have loans in collections, or recently filed for bankruptcy, you won’t be eligible for any of our loans.
Yes, Magical Credit specializes in emergency loans for bad credit applicants in Alberta. Unlike banks, we don’t evaluate candidates solely on their credit score; instead we determine their eligibility based on their credit history.
If you’re receiving a minimum of $600.00 monthly, and your income is direct deposited into your bank account, you may qualify for an emergency loan with us.
No, we offer a 3.9% monthly interest rate for all provinces eligible for our bad credit loans.
We’ll let you know if you qualify for a smaller emergency loan, too.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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