Just when life seems smooth, an unexpected expense rears its ugly head, throwing your financial life in limbo. Whether you need fast cash to pay off utility bills or to refill your medical prescription, an emergency loan from Magical Credit can help cover the cost of unforeseen expenses.
Magical Credit specializes in emergency loans for British Columbians with less than perfect credit. Unlike payday loan companies, we offer open loans— meaning you won’t be penalized with a premium for paying off your loan early.
Best of all, our emergency loans in British Columbia can be approved in as little as 5 minutes!
If you need an emergency loan in British Columbia, but aren’t sure you can keep up with the loan repayment terms, plan your monthly loan payment schedule with our short-term, personal loan calculator!
Sorry, we are unable to offer loans to clients who don’t have a valid Canadian bank account.
Unfortunately, at this moment we only offer bad credit loans in Canada.
Sorry, Magical Credit is unable to offer any extensions on our loans.
Yes. We accept traditional and non-traditional sources of income as long as you receive a monthly income of at least $600 to your bank account via direct deposit. If you’re currently unemployed and receive a government subsidy such as EI, you will be eligible for a loan.
Yes, our loans start at $500.00, going as high as $10,000. The amount you receive depends on your income and credit history.
Yes, you can be eligible for a bad credit emergency loan in Victoria, Vancouver, or anywhere else in British Columbia. The only places we don’t lend to are Quebec and Manitoba.
Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!
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