Need Emergency Funds? Magical Credit Offers Emergency Loans in New Brunswick!

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Emergency Loans for Bad Credit Applicants in New Brunswick

We can’t be ready for everything, and an emergency personal loan from Magical Credit is a perfect fiscal backup plan for that unexpected time your finances get thrown overboard.

We’re a high-risk lender who’ll look past poor credit when weighing a candidate’s eligibility. Best of all, if you need emergency funds in New Brunswick, Magical Credit can approve you in as little as 5 minutes!

If you need an emergency loan in New Brunswick, but are unsure you can keep up with the loan repayment terms, you can plan your monthly loan payment schedule with our short-term, personal loan calculator!

I want to borrow:

< $2000 >
$2,000
Min
$10,000
Max

Why You Could Need an Emergency Loan in New Brunswick

  • Automotive Expenses & Maintenance – When your engine sputters out on the 104, it means you can’t pick up your kids, get to work, or run any errands. Take out an emergency loan in New Brunswick, so your car can keep up with life’s necessities.
  • Dental – New Brunswick endorses a physical brand of hockey, even in the beer leagues. But try explaining your lack of teeth during your upcoming job interview. We’ll get you the emergency cash needed to woo your interviewer with your tooth-filled smile.
  • Home Renovations – You only have one toilet, and it’s not working. That’s what we call a plumbing emergency, which is one of the reasons we offer emergency loans! Rest easy friend, you don’t need to dig a hole in your backyard!
  • Debt Consolidation – Imagine the time it would take you pay ten different debts, compared to the speed in which you can pay one lump sum. Consolidate your debt with bad credit, emergency loans in New Brunswick, and save what’s most valuable – time!

FAQs - Emergency Personal Loans in New Brunswick

How long will it take to receive an email confirmation after I’ve completed an application?

One of our representatives will get back to you within 24 business hours.

If you offer bad credit emergency loans, is it guaranteed approval?

We are unable to guarantee approval for our emergency loans. If you have any consumer proposal defaults on loans, loans in collections, or current bankruptcy, you won’t be eligible.

Do you help people with bad credit?

Yes, we are a high-risk lender whose loans are designed for bad credit applicants, including our emergency loans! We don’t evaluate candidates by their credit score, but instead their overall report of credit collections.

How do I know if I’m eligible for your loans?

If you’re receiving a minimum of $600.00 monthly, and your income is direct deposit, you may qualify for an emergency loan with us.

Can I apply for a bad credit emergency loan in Fredericton?

Yes—you can be eligible for a bad credit emergency loan in Fredericton. The only places in Canada we don’t lend to are Quebec and Manitoba.


Need an emergency loan, but aren’t sure you can keep up with the loan repayment terms? Calculate your monthly loan payment schedule with our short-term, personal loan calculator!

Our loans are considered short-term loans and have up to a 12-24 month term with an interest rate of 3.9% per month.
Loan Example
Term
1 Year
APR
56.50%
Amount
$2,000.00
Fees
$194.00
Interest Rate (46.8%)
$936.00
Total Cost of Borrowing
$1,130.00
Total Due End of Term
$3,130.00
NOTE: You can pay off your loan at any time with no penalty.
You will only pay interest up to the date you borrow it.
Terms and Conditions: (APR 23% min - 59.7% max) Loan amortization is between 12-24 months. Loan must be paid in full by the end of term, no extensions or exceptions, no automatic renewals. Failure to pay your debt on time with impact your future credit with Magical Credit Inc. and other credit lenders. All delinquencies will be reported to the Credit Bureau.